Tools

Run the numbers

Two calculators. No signup needed.

What a monthly SIP could add up to by the time your child turns 18, and what waiting costs.

1

What do you want to work out?

2
yrs
Newborn14 years to invest17
3
₹
₹500₹2 lakh
4
% a year
4%An assumption, not a promise18%
5
%
Leave at 0 if unsure20%
Value when they turn 18
₹21.82 lakh

₹5,000 a month for 14 years

You invest
₹8,40,000
Gains at the assumed rate
₹13,42,090
Months of investing
168
To still reach ₹21.82 lakh, starting later
Start in 2 yearswhen they're 6₹6,800 a month₹1,800 more a month
Start in 5 yearswhen they're 9₹11,300 a month₹6,300 more a month
How this is worked out

Contributions are taken at the start of each month and compounded monthly at the annual rate you set, until your child turns 18. A step-up, if you set one, is applied once every twelve months.

  • The rate you choose is an assumption, not a forecast. Past performance does not indicate future returns, and equity funds can and do lose money.
  • Figures are before expense ratio, exit load, stamp duty and tax, so a real portfolio would finish lower.
  • Figures are in today's rupees at face value and are not adjusted for inflation. What ₹25 lakh buys in eighteen years will be considerably less than what it buys today.
  • This is an illustration, not advice, not a recommendation of any scheme, and not a projection of what you will actually receive.

Nuberry is a brand of NextGenOS Financial Services Private Limited, an AMFI-registered mutual fund distributor (ARN 367667). Mutual fund investments are subject to market risks. Read all scheme related documents carefully.